Annual Report - Corporate Governance
वार्षिक रिपोर्ट
Annual Report 2024-25
State Bank of India's Annual Report for the year 2024-25
- Interactive website for Annual Report 2024-25
- Click here for Annual Report 2024-25(English)
(15.3 MB)
- Click here for Annual Report 2024-25(Hindi)
(7.5 MB)
State Bank of India's Sustainability Report (SR) for the year 2024-25
Annual Report 2023-24
State Bank of India's Annual Report for the year 2023-24
- Website for Annual Report 2023-24
- Click here for Annual Report 2023-24(English
(10.1 MB)/Hindi
(5.0 MB))
State Bank of India's Sustainability Report (SR) for the year 2023-24
Annual Report 2022-23
State Bank of India's Annual Report for the year 2022-23
State Bank of India's Sustainability Report (SR) for the year 2022-23
Annual Report 2021-22
State Bank of India's Annual Report for the year 2021-22
State Bank of India's Sustainability Report (SR) for the year 2021-22
Annual Report 2020-21
State Bank of India's Annual Report for the year 2020-21
State Bank of India's Sustainability Report (SR) for the year 2020-21
Annual Report 2019-20
State Bank of India's Annual Report for the year 2019-'20
State Bank of India's Sustainability Report (SR) for the year 2019-20
Annual Report 2018-19
State Bank of India's Annual Report for the year 2018-'19
State Bank of India's Sustainability Report (SR) for the year 2018-19
Annual Report 2017-18
State Bank of India's Annual Report for the year 2017-'18
State Bank of India's Sustainability Report (SR) for the year 2017-18
Annual Report 2016-17
State Bank of India's Annual Report for the year 2016-'17
State Bank of India's Sustainability Report (SR) for the year 2016-17
Annual Report 2015-16
State Bank of India's Annual Report for the year 2015-'16
State Bank of India's Sustainability Report (SR) for the year2015-'16
Annual Report 2014-15
State Bank of India's Annual Report for the year 2014-'15 has been published below, you can click on the individual titles of the Annual Report listed below:
Annual Report 2013-14
State Bank of India's Annual Report for the year 2013-'14 has been published below, you can click on the individual titles of the Annual Report listed below:
Annual Report 2012-13
State Bank of India's Annual Report for the year 2012-'13 has been published below, you can click on the individual titles of the Annual Report listed below:
Annual Report 2011-12
State Bank of India's Annual Report for the year 2011-'12 has been published below, you can click on the individual titles of the Annual Report listed below:
- Cover page 1
(2.3 MB)
- Cover page 2
(4.3 MB)
- Notice, SBI Group Structure, Contents
(426 KB)
- Ratings, Financial Highlights for 10 years, Performance & Highlights, Central Board of Directors, Committees of the Board, Members of Central Management Committee & the Bank's Auditors
(2.6 MB)
- From the Chairman's Desk
(841 KB)
- Directors Report
- Directors Report
- Directors Report
- Directors Report
- Directors Report
- Balance Sheet, Profit & Loss Account, Cash Flow Statement and Report of the Auditors of State Bank of India
(1.5 MB)
- Balance Sheet, Profit & Loss Account, Cash Flow Statement and Report of the Auditors of State Bank Group (Consolidated)
(1.1 MB)
- New Capital Adequacy Frame work (Basel II) Pillar III (Market Discipline) Disclosures
(740 KB)
- Proxy form, Attendance Slip, NECS Mandate Form, Appeal for receiving Annual report in electronic form
(190 KB)
- Cover page 3
(4.3 MB)
- Cover page 4
(5.4 MB)
Annual Report 2010-11
State Bank of India's Annual Report for the year 2010-'11 has been published below, you can click on the individual titles of the Annual Report listed below:
- Contents
(87 KB)
- List of Directors of Central Board, Committees of the Board, Members of the Local Boards and Members of the Central Management Committee and the Banks Auditors
(106 KB)
- Financial Highlights
(318 KB)
- Performance Indicators
(269 KB)
- Highlights
(69 KB)
- From the Chairmans Desk
(272 KB)
- Directors Report Management Discussion and Analysis Economic Backdrop and Banking Environment
(75 KB)
- Financial Performance
(155 KB)
- Performance Highlights
- Global Markets Operations
- Corporate Banking Group
- Mid Corporate Group
- National Banking Group
- Rural Business Group
- Cross Selling
- Corporate Strategy and New Business
- International Banking Group (IBG)
- Asset Quality
- Associates & Subsidiaries
- Information Technology
- Risk Management & Internal Controls
- Customer Service & Corporate Social Responsibility
- Corporate Communication & Change
- Right to Information Act
- Human Resources
- Business Process Re-engineering
- Official Language
- KYC/AML/CFT Measures
- Fraud Prevention & Monitoring
- Compensation Policy for Deficiency in Service
- Bank's Outsourcing Policy
- Super Circle of Excellence
- Green Banking Initiatives
- Directors Report
- Corporate Governance
(369 KB)
- Annexures I to V
(129 KB)
- Balance Sheet, Profit & Loss Account, Cash Flow Statement and Report of the Auditors of
- New Capital Adequacy Framework (Basel-II) Pillar III (Market Discipline) Disclosures
(317 KB)
- New Capital Adequacy Framework (Basel-II) Pillar III (Market Discipline) Disclosures
(102 KB)
Annual Report 2009-10
State Bank of India's Annual Report for the year 2010-'11 has been published below, you can click on the individual titles of the Annual Report listed below:
- List of Directors of the Central Board, Committees of the Board, Members of the Local Boards and Members of the Central Management Committee and the Banks Auditors
(357 KB)
- Performance Indicators
(702 KB)
- Highlights
(56 KB)
- From the Chairmans Desk
(366 KB)
- Directors Report
(55 KB)
- Management Discussion and Analysis
- Economic Backdrop and Banking Environment
- Financial Performance
(96 KB)
- Performance Highlights
(451 KB)
- Responsibility Statement, Acknowledgment
(44 KB)
- Corporate Governance
(155 KB)
- Annexures I to V
(103 KB)
- Balance Sheet, Profit & Loss Account, Cash Flow Statement and Report of the Auditors of
- New Capital Adequacy Framework (Basel-II) Pillar III (Market Discipline) Disclosures
(267 KB)
- Proxy Form
(39 KB)
- Attendance Slip
(38 KB)
Annual Report 2008-09
State Bank of India's Annual Report for the year 2008-'09 has been published below, you can download the Complete Report or Click on the individual titles of the Annual Report listed below:
- List of Directors of Central Board, Committees of the Board, Members of the Local Boards and Members of the Central Management Committee and the Bank's Auditors 2
(143 KB)
- Performance Indicators 8
(159 KB)
- Highlights 9
(119 KB)
- From the Chairman's Desk 11
(222 KB)
- Directors' Report (Management Discussion and Analysis Economic Backdrop and Banking Environment) 23
(102 KB)
- Financial Performance 25
(125 KB)
- Performance Highlights
- Global Markets Deparment 29
(118 KB)
- Corporate Banking Group 31
(141 KB)
- Mid Corporate Group 33
(112 KB)
- National Banking Group 35
(132 KB)
- Rural Business Group 39
(126 KB)
- Marketing & Cross Selling Deparment 43
(96 KB)
- International Banking Group (IBG) 49
(105 KB)
- Associates & Subsidiaries 51
(159 KB)
- Asset Quality 57
(79 KB)
- Information Technology 57
(116 KB)
- Corporate Strategies and New Business 45
(126 KB)
- Risk Management & Internal Controls 61
(119 KB)
- Business Intelligence Department 65
(79 KB)
- Customer Service & Community Services Banking 65
(105 KB)
- Corporate Communication & Change 67
(89 KB)
- Organisational Planning 69
- Right to Information Act (RTI Act 2005) 69
(73 KB)
- Human Resources 69
(86 KB)
- Business Process Re-engineering 73
(70 KB)
- Official Language Department 73
(70 KB)
- Banking Operations Department 73
(96 KB)
- Global Markets Deparment 29
- Responsibility Statement 75
(67 KB)
- Corporate Governance 77
(281 KB)
- Annexures 95
(185 KB)
- Balance Sheet, Profit & Loss Account, Cash Flow Statement and Report of the Auditors of
- New Capital Adequacy Framework (Basel-II) Pillar-III (Market Discipline) Disclosures 213
(422 KB)
- Proxy Form 236
(99 KB)
- Attendance Slip 238
(89 KB)
- ECS Mandate 240
(56 KB)
Annual Report 2007-08
State Bank of India's Annual Report for the year 2007-08 has been published below, you can download the Complete Report or Click on the individual titles of the Annual Report listed below:
- List of Directors of Central Board, Committees of the Board, Members of the Local Boards and Members of the Central Management committee and the Bank's Auditors
(82 KB)
- Performance Indicators
(338 KB)
- Highlights From the Chairman's Desk Directors' Report
(31 KB)
- Management Discussion and Analysis
(57 KB)
- Economic Backdrop and Banking Environments
(57 KB)
- Financial Performance
(78 KB)
- Performance Highlights
- Global Markets
(45 KB)
- Wholesale Banking Group
(68 KB)
- Mid Corporate Group
(77 KB)
- National Banking Group
(76 KB)
- Rural Business Group
(91 KB)
- Corporate Strategy and New Business
(44 KB)
- International Banking Group (IBG)
(54 KB)
- Associates & Subsidiaries
(44 KB)
- Asset Quality
(57 KB)
- Information Technology
(62 KB)
- Risk Management & Internal Controls
(59 KB)
- Business Intelligence
(43 KB)
- Customer Service & Community Services Banking
(43 KB)
- Corporate Communication & Change
(56 KB)
- Organisational Planning
(45 KB)
- Right to Information Act (RTI Act 2005)
(45 KB)
- Human Resource
(57 KB)
- Business Process Re-engineering
(57 KB)
- Official Language
(56 KB)
- Global Markets
- Responsibility Statement
(56 KB)
- Corporate Governance
(162 KB)
- Annexures
(129 KB)
- Balance Sheet, Profit & Loss Account, Cash Flow Statement and Report of the Auditors of
- New Capital Adequacy Framework (Basel-II)
(234 KB)
- Pillar - III (Market Discipline) Disclosures
(229 KB)
Last Updated On : Tuesday, 24-03-2026
Interest Rates
6.95%
2 years to less than 3 years
5.75% p.a.
for loan amount up to Rs. 2 lacs
7.90% p.a.
for loan amount > Rs. 2 lacs up to Rs. 6 lacs




