Retail Domestic term deposits

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Interest Rates On Retail Domestic term deposits (Below Rs. 3 crore)

Revision in Interest Rates on Retail Domestic Term Deposits (Below Rs. 3 crore)

The revised interest rates are as under :

(Rates in % p.a)

Tenors	Existing Rates for Public w.e.f. 15/07/2025	Revised Rates for Public w.e.f.15/12/2025	Existing Rates for Senior Citizen w.e.f. 15/07/2025	Revised Rates for Senior Citizen w.e.f. 15/12/2025
7 days to 45 days	3.05	3.05	3.55	3.55
46 days to 179 days	4.90	4.90	5.40	5.40
180 days to 210 days	5.65	5.65	6.15	6.15
211 days to less than 1 year	5.90	5.90	6.40	6.40
1 Year to less than 2 years	6.25	6.25	6.75	6.75
2 years to less than 3 years	6.45	6.40	6.95	6.90
3 years to less than 5 years	6.30	6.30	6.80	6.80
5 years and up to 10 years	6.05	6.05	7.05*	7.05*

*Including additional premium of 50 bps under ”SBI We-care” deposit scheme.

NON-CALLABLE TERM DEPOSIT RETAIL (From Rs.1.01 cr to less than Rs.3.00 cr)
Tenors		General Public	Senior Citizen
1 Year	0.30% above Card Rate	6.55%	7.05%
2 Years	0.40% above Card Rate	6.80%	7.30%

The interest rate of specific tenor scheme of "Amrit Vrishti"(444 days) has also been revised from 6.60% to 6.45% wef 15-Dec-2025. Senior Citizens and Super Senior Citizens are eligible for their additional benefits in rate of interest.

SBI Patrons: An additional benefit of 10 bps is applicable for Super Senior Citizens (80 years and above) over the interest rate applicable for senior citizens. The scheme is not applicable to Recurring Deposit Scheme, Green Rupee Term Deposit, Tax Savings Scheme 2006, MODS, Capgain Scheme and Non-Callable Term Deposits.

SBI GREEN RUPEE TERM DEPOSIT is available for three specific tenors of 1111, 1777 & 2222 days, at 10 bps below Card Rate.

Last Updated On : Friday, 12-12-2025

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Retail Domestic term deposits - Interest Rates