Silver Current Account - Business
Silver Current Account
SILVER Current Account is ideal for Premium Businessmen, Professionals, Traders etc. looking to expand and diversify their operations and handle bulk cash transactions. It provides ample additional services at concessional rates thereby reducing transaction costs significantly.
Features:
- Monthly Average Balance : Rs 50,000/-.
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Free monthly Cash Deposit up to 30 times of previous month MAB. Maximum Rs.25 lakhs per month (w.e.f. 01.03.2026) (Inclusive of cash deposited in CDM/ADWM GCC, Home & Non-Home Branches)
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POS Machine / YMA (QR)/ Bharat QR with Tap & Pay or Sound Box Offering (w.e.f. 01.03.2026):
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Installation: Free
- Monthly services charges: As per card rate
- Monthly rental charges: : The 50% waiver concessions offered in monthly rental charges for POS machine / YMA QR/ Bharat QR with Tap & Pay or Sound Box is subject to minimum transaction amount of Rs.50,000 per month per machine
- Maximum Discounted POS Machine/YMA (QR)/Bharat QR with Tap & Pay or Sound Box offered-One(1)
- MDR (Credit card)- As Per Card rate.
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- Free 150 Multicity Cheque Leaves per month
- Free RTGS and NEFT.
- Free 20 Demand Drafts per month.
- Free Cash Withdrawal from Home Branch.
- Convenience to withdraw and deposit cash at all 22000+ SBI Bank branches.
- Free access to the Safest, Secure, and Fastest Corporate Internet Banking.
*Terms & Conditions Apply. The Bank reserves the right to change the above information at any time without prior notice.
Charges:
- Corporate Internet Banking :- FREE
- Monthly Statement of Current Account:- FREE
- Duplicate Statement of Current Account :- Rs. 100/- + GST per page (40 entries)
- Transfer of Account to other Branch :- FREE
- Number of Free Multicity Cheque Leaves :- 150 Multicity cheque leaves free per month.
- Cheque Leaves Cost of Extra Cheque Leaves Above Free Limit :
- Rs 3/- + GST per cheque leaf,
- Cheque Book at Rs 75/- +GST, 25 Leaf
- Cheque Book at Rs 150/- +GST, 50 Leaf
- Cash Deposit:-
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Free monthly Cash Deposit up to 30 times of previous month MAB. Maximum Rs.25 lakhs per month (w.e.f. 01.03.2026)
- (Inclusive of cash deposited in CDM, Recycler, GCC, Home & Non-Home Branches)
- Thereafter Rs 0.75 per Rs. 1000/- + GST . Min Rs. 50/- + GST, Max Rs. 20,000/- + GST
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- Cash Deposit at Non-Home Branch:- Maximum limit for deposit of cash at Non Home Branch is Rs.5,00,000/- per day.
- Cash Withdrawal Non-Home Branch :- MAX. Rs 1,00,000/- per day (Self Only by Cheque)
- Demand Draft Free Limit:- 20 demand draft free per month
- Demand Draft charges after Free DDs:-
- Upto Rs. 5,000 - Rs. 25/- (incl. GST)
- Above Rs. 5000/- upto Rs. 10000/- : Rs. 50/- (incl. GST)
- Above Rs. 10000/- upto Rs. 100000/- : Rs. 5/- (inc. GST) per Rs. 1000/- (Min. Rs 60/- incl.GST)
- Above Rs. 100000/- : Rs. 4/- (inc. GST) per Rs. 1000/- (Min. Rs 600/- incl.GST Max Rs. 2000/- inc. GST)
- Cash Pickup Services :- Normal Charges + Agency Charges at actuals
- Account Keeping Charges :- Rs. 550/- + GST
- MAB Non - Maintenance Charges per Month :- Rs.1000/- per month + GST.
Last Updated On : Thursday, 29-01-2026
Interest Rates
6.95%
2 years to less than 3 years
5.75% p.a.
for loan amount up to Rs. 2 lacs
7.90% p.a.
for loan amount > Rs. 2 lacs up to Rs. 6 lacs




