Smart Current Account - Business
Smart Collection Account
Show More
SME Fixed DepositsSME Government SchemesApply OnlineExternal Benchmark based Lending Rate(EBLR) for MSME LoansOnline Lead StatusContact Details of AGM SMEsList of SME Intensive BranchesDigital collection ProductsDigital LoansLoan Against PropertyLoans for Healthcare IndustryTransport Vehicle loansSupply Chain FinanceEnergy Efficient ProductsOther Business LoansSmall Business LoansIndustry Specific LoansMSME Sellers Invoice Financing MSME SahajDigital Lending Guidelines
Show Less
Show More
Smart Collection Account
Your Business can now be fully connected to manage funds across all franchisees or locations
Features
- Monthly Average Balance (MAB) : Rs. 25000/-
- Centralized fund collection: Pool all credits from cash to digital payments, into one account for easy tracking
- Automated Transfers: Surplus funds are automatically transferred to the designated Main Business Account daily as per the fixed schedule
- Cheque Book Facility: Not allowed
- Mode of Collection: NEFT, IMPS, RTGS, Payment Gateway, etc.
- Debit Card, ECS Debit Mandate, Bulk Debit Transactions: Not allowed
- *Terms & Conditions Apply. The Bank reserves the right to change the above information at any time without prior notice
- For more information about our Current Account products, please email us at ask.ca@sbi.co.in with the subject “PRODUCT ASSISTANCE”.
Charges
For more details on service charges please visit https://sbi.bank.in/web/personal-banking/information-services/kyc-guidelines/revised-service-charges
- *Terms & Conditions Apply. The Bank reserves the right to change the above information at any time without prior notice
- For more information about our Current Account products, please email us at ask.ca@sbi.co.in with the subject “PRODUCT ASSISTANCE”.
General Guidelines
- *Terms & Conditions Apply. The Bank reserves the right to change the above information at any time without prior notice
- For more information about our Current Account products, please email us at ask.ca@sbi.co.in with the subject “PRODUCT ASSISTANCE”.
Last Updated On : Wednesday, 16-09-2026
Interest Rates
6.90%
2 years to less than 3 years
7.05%*
5 years and up to 10 years
*T & C Applied
5.75% p.a.
for loan amount up to Rs. 2 lacs
7.90% p.a.
for loan amount > Rs. 2 lacs up to Rs. 6 lacs




