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SBI Rishtey
Savings account under SBI Rishtey are offered to the family members of SBI salary package accounts holders extending various benefits.
Eligibility: Gold and above variant Salary Package customers are eligible for opening / Converting their close relatives (Parents, Spouse, Siblings and children) accounts under SBI Rishtey. Maximum 4(Four) individual accounts can be linked to SBI Rishtey with primary Salary Accountholder’s Account.
FAMILY SAVINGS ACCOUNT “SBI RISHTEY”: BENEFITS
| Sr No | Particulars | Key Benefits |
| 1 | Eligibility | Gold and above variant Salary Package customers are eligible for opening/converting their account under SBI Rishtey. |
| 2 | Included family Members | Parents, Siblings, Spouse and Children |
| 3 | Number of family Savings Accounts allowed with a Salary Package Customer. | Maximum 4 (Four) individual accounts can be linked to Family Savings Accounts (SBI Rishtey) with primary Salary Account holder’s Account |
| 4 | Minimum Balance | Nil |
| 5 | Minimum Average Balance (MAB) | Nil (No penalty for non-maintenance of MAB) |
| 6 | Debit Card – Issuance & Maintenance Charges | Waived |
| 7 | Multi City Cheque Charges | Nil (No penalty for non-maintenance of MAB) |
| 8 | NEFT/RTGS | Online Channel: Free Offline Channel: As applicable to Regular Savings Bank Account |
| 9 | Demand Draft Issuance Charges | Waived if issued by debit to Family Savings Account |
| 10 | Auto Sweep Facility | Available |
| 11 | SMS Alerts | Free |
| 12 | Concession on Annual Locker Rental | 10% |
| 13 | Number of free transaction at SBI ATM network | Unlimited. |
| Number of Free transaction at other bank ATM network | Maximum 10 transactions Monthly(including financial/non-financial txns.) # | |
| 14 | Personal Accidental Insurance (Death Cover) | Rs 5.00 lacs to each member (Excluding Minor). |
# w.e.f 01.10.2026 maximum 5 free transaction allowed including financial & Non financial transactions.