Compare Current Accounts - Business
Compare Current Accounts
Key Features of Current Account Product Variants:
Regular, Silver, Gold, Diamond, Platinum, Palladium and Rhodium Current Accounts
| FEATURES | REGULAR | SILVER | GOLD | DIAMOND | PLATINUM | PALLADIUM | RHODIUM | |
|---|---|---|---|---|---|---|---|---|
|
Monthly Average Balance (MAB) |
MAB |
₹ 5,000 |
₹ 50,000 |
₹ 1 Lakh |
₹ 5 lakh |
₹ 10 lakh |
₹ 25 lakh |
₹ 50 lakh |
|
Free Cash Deposit Limit* |
Total (Monthly) |
100 times of previous month MAB. Maximum ₹5 lakh per month |
30 times of previous month MAB. Maximum ₹25 lakhs per month. |
15 times of previous month MAB. Maximum ₹100 lakh per month. |
15 times of previous month MAB. Maximum ₹250 lakh per month. |
15 times of previous month MAB. Maximum ₹500 lakh per month. |
15 times of previous month MAB. Maximum ₹800 lakh per month. |
12 times of previous month MAB. Maximum ₹1500 lakhs per month. |
|
Non-Home Branch (Daily) |
₹ 5 lakh |
₹ 10 lakh |
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|
Free Withdrawal Limit |
Home Branch (Monthly) |
Unlimited |
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|
|
Non-Home Branch (Daily) |
₹ 2 lakh |
₹ 5 lakh |
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|
Cheque Book |
Free cheque leaves |
50 per month |
150 per month |
300 per month |
700 per month |
1500 per month |
1500 per month |
5000 per month |
|
Merchant |
Installation |
As per card rates* |
Free |
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|
Monthly service charges |
As per card rate |
As per card rates |
Free |
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|
Monthly Rental charges |
As per card rates |
50 % concession (If transaction per month per machine > ₹ 50,000) |
Free (If transaction per month per machine > ₹ 2 lacs) |
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|
Number of discounted Machines (s) |
-- |
1 |
1 |
2 |
4 |
6 |
8 |
|
|
MDR (Merchant discount rate ) on Domestic credit card |
As per card rates |
As per card rates |
1.60% |
1.40% |
1.20% |
1.10% |
1.00% |
|
|
CMP(Cash management product) Offering |
e-Collections |
As per card rates |
As per card rates |
As per card rates |
25% Discount on card rate |
75% Discount on card rate |
100% Discount on card rate |
100% Discount on card rate |
|
Bulk Payments |
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|
Liquidity Management |
As per card rates |
As per card rates |
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|
NEFT/RTGS |
Through Branch |
As per card rates |
As per card rates |
Unlimited free |
||||
|
Demand Drafts |
Home Branch only |
As per card rates |
20 Drafts free per month |
50 Drafts free per month |
Unlimited Free |
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# Inclusive of cash deposited in CDM/ ADWM/ GCC, Home and Non Home Branches.
For more details on service charges/card rates please visithttps://sbi.bank.in/web/personal-banking/information-services/kyc-guidelines/revised-service-charges
Current facilities are subject to change.*Terms Conditions Apply. The Bank reserves the right to change the above information at any time without prior notice
Last Updated On : Friday, 28-08-2026
Interest Rates
6.95%
2 years to less than 3 years
7.05%*
5 years and up to 10 years
*T & C Applied
5.75% p.a.
for loan amount up to Rs. 2 lacs
7.90% p.a.
for loan amount > Rs. 2 lacs up to Rs. 6 lacs




