Basic Saving Bank Deposit Account Branch Channel

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Basic Saving Bank Deposit Account Branch Channel

Basic Saving Bank Deposit Account Branch Channel

BSBD account -Branch Channel (Product Code-1011-1701) can be opened by any individual provided he/she has valid KYC documents. Primarily meant for poorer sections of society to encourage them to start saving without any burden of charges or fees.

  • Available at all branches

  • Minimum Average Balance (MAB): NIL

  • Minimum balance amount Nil

  • Maximum balance /amount No upper limit

  • One Cheque Book of 25 leaves to be issued free per year to eligible BSBD account holders

  • Digital Banking facilities is available for BSBD Account-Branch Channel for digital onboarding (login and registration on YONO).

  • Basic RuPay Card facility is available to eligible customers

  • No limit on number and value of deposits that can be made in a month.


  • All individuals having valid KYC documents and not having any BSBD accounts are eligible to open BSBD Account. Existing BSBD accounts are not eligible to open another BSBD account.

  • Singly, jointly, or with Either or Survivor, Former or Survivor, anyone or Survivor etc. facility.


  • The account will be KYC compliant.


Most Important Terms & Conditions

  • The holder of a BSBD account shall not be eligible to open another BSBD account in the same bank or any other bank. Accordingly, before opening a new BSBD account or converting an existing savings bank account to a BSBD account, a declaration from the customer to be obtained that he / she does not have a BSBD account in any bank.


  • Basic RuPay ATM-cum-Debit card will be issued free of cost and no annual maintenance charge will be applied.
  • Deposit/ collection of cheques drawn by Central/State Government will be free
  • No charge on activation of inoperative accounts
  • No account closure charges.
  • Minimum of four free withdrawals, including transfers and ATM transactions (done either at the bank’s own ATM or another bank’s ATM), in a month.
  • Digital payment transactions excluding ATM transactions, i.e., Point of Sale transfers, NEFT, RTGS, UPI, IMPS, etc., shall not be counted as withdrawals for this purpose.

Last Updated On : Friday, 10-04-2026

ब्याज दर

7.25%* प्रति वर्ष से शुरू

01.04.2026 से शुरू

*शर्तें लागू

 

 

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