No minimum Balance required

Multi City Cheques

25 Cheque Leaves free per month (except for bulk requirement)

RTGS/NEFT Charges

Waived

Setting up Standing Instructions (Within SBI)

Free

Demand Draft issuance Charges

Waived for unlimited number of drafts, if debited through salary account

Passbook

Available for all accounts, Free updating at Non-Home Branches

Auto Sweep Facility (Available only on customers request)

Threshold Amount: ₹ 50,000/-

TDRs/STDRs to be created for a minimum amount of ₹ 15, 000/- and in multiples of ₹ 5, 000 thereafter

Concession in annual locker rent charges

50% if net salary is greater than ₹ 50,000 (Diamond Variant and above )

“SBI Rishtey” – Family Saving Account

• ♦  Eligible for employees with a net salary greater than ₹ 25,000 (Gold Variant and above ).
• ♦  Spouse, Children, Parents and Siblings are eligible to open “SBI Rishtey” – Family Saving Bank account,
• ♦  Maximum 4 accounts may be opened under this facility with following benefits:
  • Zero minimum balance account
  • Issuance of Free Debit Card
  • Unlimited free Multicity Cheque Book (25 cheque leaves per month)
  • Free Accidental Insurance Cover of ₹ 5 Lakh x4 members. Total upto ₹ 20 Lakh (except minors)
  • RTGS/NEFT charges free (Online)
  • DD issuance charges free, if debited through “SBI Rishtey” Account
  • 10% concession on annual lockers rental
  • Auto sweep facility for higher rate of interest (Optional, on request)

SBI Rishtey facility will continue till salary account relationship is maintained.

For more details, please contact nearest Branch and visit: https://sbi.bank.in/web/salary-account/sbi-rishtey

Complementary Personal Accident Insurance (Death)

₹ 130 lakh

₹ 100 lakh

Complementary Air Accident Insurance (Death)

₹ 190 lakh

₹ 160 lakh

Permanent Total Disability (PTD) Cover

Upto ₹ 130 lakh

Upto ₹ 100 lakh

Permanent Partial Disability (PPD) Cover

Upto ₹ 110 lakh

Upto ₹ 80 lakh

Add-On insurance Covers

Available as per the insurance policy provisions.

Group Term Life Insurance (GTL)

₹ 20 lakh

₹ 10 lakh

Submit Consent cum Conversion application form for availing GTL

For more details , please contact nearest Branch and visit: https://sbi.bank.in/web/salary-account/accident-insurance

Loan Type

Concessions

SBI Personal Loans
Click for More Details:
https://sbi.bank.in/web/personal-banking/loans/personal-loans

Concession in interest rate available

Concession in loan processing charges

SBI Home Loans
Click for More Details:
https://homeloans.sbi.bank.in/

Concession in interest rate available

Concession in loan processing charges

Car Loan
Click for More Details:
https://sbi.bank.in/web/personal-banking/loans/auto-loans

Concession in loan processing charges

Other Loans
Click for More Details:
https://sbi.bank.in/web/personal-banking/home

Contact Nearest Branch

The interest rates on loans are subject to change as per bank guidelines over time

Offer

First Year Free

Spend Based Reversal of renewal fees

Available

Lifestyle Benefits

Domestic Lounge access: Complimentary 8 visits per year subject to max 2 per quarter.

International Lounge access (outside India): Complimentary 4 visits per year subject to max 2 per quarter

Unlimited International Membership (Priority pass access) and Free access for Guests – Once in a Quarter

16 Domestic Lounge access free for a year (4 in a Quarter),

For Availing exclusive offers and lifestyle benefits under Central Government Salary Package, please contact nearest Branch and visit: https://www.sbicard.com/

Note - The offerings associated with SBI Credit cards are being offered by SBI Cards and subject to change over time

SBI General Insurance Company

Sapphire Classic

(Base Health insurance)

₹ 2 lakh up to ₹ 5 lakh

1adult to 2 adult +2 children

₹ 1983

Super Top-Up Health Insurance (Sapphire Super Top-Up)

From ₹ 10 lakh cover with ₹ 2 lakh deductible to

₹ 50 lakh cover with ₹ 5 lakh deductible

₹ 1521

The Base health insurance and Super Top up health insurance cover is being offered by SBI General Insurance Company Ltd.

The rates quoted is subjected to change over time.

For detailed benefits please contact nearest SBI branch/ SBI General Insurance Company Ltd. office

SBI Life Insurance company Ltd.

Life Cover

₹ 10 lakh up to ₹ 100 lakh

Cover will be provided only to salary package account holder

₹ 245 per lakh sum assured

The Term insurance cover is being offered by SBI Life insurance company Ltd and subject to change over time

For detailed benefits please contact nearest SBI branch / SBI Life Insurance Company Ltd. office.

Eligibility

Central Government pensioners, age <= 70 years

Minimum Balance Condition

Nil

SMS Alert Charges

Nil

Debit Card

Rupay Platinum Gold Debit Card

Debit Card Issuance Charges

Nil

AMC on Debit Card

Applicable as per Saving Bank extant norms

Personal Accident Insurance (death) cover

₹ 30 lakh (if found admissible)

Add-On insurance Covers (If PAI is admissible)

Available

For detailed benefits please contact nearest branch.