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Domestic Term Deposit Interest Rates

Domestic Term Deposit Interest Rates

Interest Rates on Domestic Bulk Term Deposits Rs. 3 Crores to 25 Crores w.e.f 19.10.2026

The revised Interest rates on 'Domestic Bulk Term deposits (Rs.3 Crore to 25 Crores) will be as per following table:

(Rates in % p.a)
Callable Deposits
(With premature withdrawal facility) 		   Non-callable Deposits
(Without premature withdrawal facility)
Public Senior Citizen Tenors Public Senior Citizen
4.25 4.75 7 days to 14 days  
4.75 5.25 15 days to 45 days
4.85 5.35 46 days to 179 days 4.95 5.45
5.50 6.00 180 days to 210 days 5.65 6.15
5.60 6.10 211 days to less than 1 year 5.75 6.25
6.25 6.75 1 year to less than 2 years 6.45 6.95
6.15 6.65 2 years to less than 3 years  
6.00 6.50 3 years to less than 5 years
6.00 6.50 5 years and up to 10 years

 

Premature penalty for callable Bulk Term Deposits for all tenors will be 1%. It will be applicable for all new deposits including renewals.
SBI GREEN RUPEE TERM DEPOSIT is available for three specific tenors of 1111, 1777 & 2222 days, at par with Card Rate, w.e.f 01.05.2026.


Interest Rates on Domestic Bulk Term Deposits above ₹25 Cr to ₹60 Cr - w.e.f. 22.10.2026

Callable Deposits
(With premature withdrawal facility)		   Non-Callable Deposits
(Without premature withdrawal facility)
General Public (Excluding Financial Institutions) Financial Institutions** Tenors General Public (Excluding Financial Institutions) Financial Institutions**
5.25 5.25 7 days to 14 days NA NA
5.60 5.60 15 days to 30 days NA NA
5.75 5.75 31 days to 45 days NA NA
5.80 5.70 46 days to 90 days 5.90 5.90
6.35 6.25 91 days to 120 days 6.45 6.45
6.40 6.30 121 days to 179 days 6.50 6.50
6.55 6.45 180 days to 210 days 6.65 6.65
6.50 6.40 211 days to less than 300 days 6.65 6.65
6.50 6.40 300 days to less than 1 year 6.65 6.65
6.65 6.55 1 year to 15 months 6.80 6.80
6.25 6.25 Above 15 months to less than 18 months 6.25 6.25
6.25 6.25 18 months to less than 21 months 6.25 6.25
6.25 6.25 21 months to less than 2 years 6.25 6.25
6.15 6.15 2 years to less than 3 years 6.15 6.15
6.00 6.00 3 years to less than 5 years 6.00 6.00
6.00 6.00 5 years and up to 10 years 6.00 6.00
The above interest rates are applicable till further instructions.  
Senior citizen interest benefit in addition to the interest rate mentioned above is Not available.
The rates of interest shall be made applicable to fresh deposits only.
There is no “Auto Renewal” option available under this category, post maturity of deposit the total amount shall be credited to designated Savings Bank and Current Account only.
Premature penalty for Bulk Term Deposits for all tenors will be 1%. It will be applicable for all new and existing deposits.
**Indicative list of Financial institutions viz. Banks, Insurance Companies, Non-Banking Finance Companies, Housing Finance Companies, Primary Dealers, Merchant Banking Companies, Broking Companies etc.

Interest Rates on Domestic Bulk Term Deposits above ₹60 Cr to ₹100 Cr - w.e.f. 22.10.2026

Callable Deposits
(With premature withdrawal facility)		   Non-Callable Deposits
(Without premature withdrawal facility)
General Public (Excluding Financial Institutions) Financial Institutions** Tenors General Public (Excluding Financial Institutions) Financial Institutions**
5.25 5.25 7 days to 14 days NA NA
5.60 5.60 15 days to 30 days NA NA
5.75 5.75 31 days to 45 days NA NA
5.85 5.75 46 days to 90 days 5.90 5.90
6.40 6.30 91 days to 120 days 6.45 6.45
6.45 6.35 121 days to 179 days 6.50 6.50
6.60 6.50 180 days to 210 days 6.65 6.65
6.55 6.45 211 days to less than 300 days 6.65 6.65
6.55 6.45 300 days to less than 1 year 6.65 6.65
6.70 6.60 1 year to 15 months 6.80 6.80
6.25 6.25 Above 15 months to less than 18 months 6.25 6.25
6.25 6.25 18 months to less than 21 months 6.25 6.25
6.25 6.25 21 months to less than 2 years 6.25 6.25
6.15 6.15 2 years to less than 3 years 6.15 6.15
6.00 6.00 3 years to less than 5 years 6.00 6.00
6.00 6.00 5 years and up to 10 years 6.00 6.00
The above interest rates are applicable till further instructions.
Senior citizen interest benefit in addition to the interest rate mentioned above is Not available.
The rates of interest shall be made applicable to fresh deposits only.
There is no “Auto Renewal” option available under this category, post maturity of deposit the total amount shall be credited to designated Savings Bank and Current Account only.
Premature penalty for Bulk Term Deposits for all tenors will be 1%. It will be applicable for all new and existing deposits.
**Indicative list of Financial institutions viz. Banks, Insurance Companies, Non-Banking Finance Companies, Housing Finance Companies, Primary Dealers, Merchant Banking Companies, Broking Companies etc.

Interest Rates on Domestic Bulk Term Deposits above ₹100Cr  - w.e.f. 22.10.2026

Callable Deposits
(With premature withdrawal facility)		   Non-Callable Deposits
(Without premature withdrawal facility)
General Public (Excluding Financial Institutions) Financial Institutions** Tenors General Public (Excluding Financial Institutions) Financial Institutions**
5.25 5.25 7 days to 14 days NA NA
5.60 5.60 15 days to 30 days NA NA
5.75 5.75 31 days to 45 days NA NA
6.00 5.90 46 days to 90 days 6.10 6.10
6.45 6.35 91 days to 120 days 6.55 6.55
6.60 6.50 121 days to 179 days 6.70 6.70
6.80 6.70 180 days to 210 days 6.90 6.90
6.85 6.75 211 days to less than 300 days 6.95 6.95
6.85 6.75 300 days to less than 1 year 6.95 6.95
6.90 6.80 1 year to 15 months 7.00 7.00
6.25 6.25 Above 15 months to less than 18 months 6.25 6.25
6.25 6.25 18 months to less than 21 months 6.25 6.25
6.25 6.25 21 months to less than 2 years 6.25 6.25
6.15 6.15 2 years to less than 3 years 6.15 6.15
6.00 6.00 3 years to less than 5 years 6.00 6.00
6.00 6.00 5 years and up to 10 years 6.00 6.00
The above interest rates are applicable till further instructions.
Senior citizen interest benefit in addition to the interest rate mentioned above is Not available.
The rates of interest shall be made applicable to fresh deposits only.
There is no “Auto Renewal” option available under this category, post maturity of deposit the total amount shall be credited to designated Savings Bank and Current Account only.
Premature penalty for Bulk Term Deposits for all tenors will be 1%. It will be applicable for all new and existing deposits.
**Indicative list of Financial institutions viz. Banks, Insurance Companies, Non-Banking Finance Companies, Housing Finance Companies, Primary Dealers, Merchant Banking Companies, Broking Companies etc.

Last Updated On : Thursday, 22-10-2026

Interest Rates

7.50%* p.a. onwards

w.e.f. 15.10.2026

*T&C Apply.

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