Domestic Bulk Term Deposits - Interest Rates
देशी सावधि जमा ब्याज दर
Domestic Term Deposit Interest Rates
Interest Rates on Domestic Bulk Term Deposits Rs. 3 Crores to 25 Crores w.e.f 15.08.2026
The revised Interest rates on 'Domestic Bulk Term deposits (Rs.3 Crore to 25 Crores) will be as per following table:
(Rates in % p.a)
| Tenors | Public | Senior Citizen |
|---|---|---|
| 7 days to 14 days | 4.25 | 4.75 |
| 15 days to 45 days | 4.75 | 5.25 |
| 46 days to 179 days | 4.85 | 5.35 |
| 180 days to 210 days | 5.50 | 6.00 |
| 211 days to less than 1 year | 5.60 | 6.10 |
| 1 year to less than 2 years | 6.25 | 6.75 |
| 2 years to less than 3 years | 6.15 | 6.65 |
| 3 years to less than 5 years | 6.00 | 6.50 |
| 5 years and up to 10 years | 6.00 | 6.50 |
The revised rates of interest shall be made applicable to fresh deposits and renewals of maturing deposits. All other terms and conditions of Retail and Bulk Term Deposits shall remain unchanged.
Premature penalty for Bulk Term Deposits for all tenors will be 1%. It will be applicable for all new deposits including renewals.
SBI GREEN RUPEE TERM DEPOSIT is available for three specific tenors of 1111, 1777 & 2222 days, at par with Card Rate, w.e.f 01.05.2026.
Interest Rates on Domestic Bulk Term Deposits Non-Callable Rs. 3 Crores to 25 Crores w.e.f 01.10.2026
(Rates in % p.a)
| Tenors | Public | Senior Citizen |
|---|---|---|
| 46 days to 179 days | 4.85 | 5.35 |
| 180 days to 210 days | 5.50 | 6.00 |
| 211 days to less than 1 year | 5.60 | 6.10 |
| 1 year to less than 2 years | 6.25 | 6.75 |
| 2 years to less than 3 years | 6.15 | 6.65 |
| 3 years to less than 5 years | 6.00 | 6.50 |
| 5 years and up to 10 years | 6.00 | 6.50 |
| The above interest rates are applicable till further instructions. |
| The rates of interest shall be made applicable to fresh deposits only. |
| Premature penalty for Bulk Term Deposits for all tenors will be 1%. |
| There is no “Auto Renewal” option available under this category, post maturity of deposit the total amount shall be credited to designated Savings Bank and Current Account only. |
Interest Rates on Domestic Bulk Term Deposits above ₹25 Cr to ₹60 Cr - w.e.f. 17.10.2026
| Callable Deposits (With premature withdrawal facility) |
Non-Callable Deposits (Without premature withdrawal facility) |
|||
|---|---|---|---|---|
| General Public (Excluding Financial Institutions) | Financial Institutions** | Tenors | General Public (Excluding Financial Institutions) | Financial Institutions** |
|
5.25 |
5.25 |
7 days to 14 days |
NA |
NA |
|
5.60 |
5.60 |
15 days to 30 days |
NA |
NA |
|
5.75 |
5.75 |
31 days to 45 days |
NA |
NA |
|
5.80 |
5.70 |
46 days to 90 days |
5.90 |
5.90 |
|
6.35 |
6.25 |
91 days to 120 days |
6.45 |
6.45 |
|
6.40 |
6.30 |
121 days to 179 days |
6.50 |
6.50 |
|
6.55 |
6.45 |
180 days to 210 days |
6.65 |
6.65 |
|
6.50 |
6.40 |
211 days to less than 300 days |
6.65 |
6.65 |
|
6.50 |
6.40 |
300 days to less than 1 year |
6.65 |
6.65 |
|
6.65 |
6.55 |
1 year to 15 months |
6.80 |
6.80 |
|
6.25 |
6.25 |
Above 15 months to less than 18 months |
6.25 |
6.25 |
|
6.25 |
6.25 |
18 months to less than 21 months |
6.25 |
6.25 |
|
6.25 |
6.25 |
21 months to less than 2 years |
6.25 |
6.25 |
|
6.15 |
6.15 |
2 years to less than 3 years |
6.15 |
6.15 |
|
6.00 |
6.00 |
3 years to less than 5 years |
6.00 |
6.00 |
|
6.00 |
6.00 |
5 years and up to 10 years |
6.00 |
6.00 |
| The above interest rates are applicable till further instructions. | ||||
| Senior citizen interest benefit in addition to the interest rate mentioned above is Not available. | ||||
| The rates of interest shall be made applicable to fresh deposits only. | ||||
| There is no “Auto Renewal” option available under this category, post maturity of deposit the total amount shall be credited to designated Savings Bank and Current Account only. | ||||
| Premature penalty for Bulk Term Deposits for all tenors will be 1%. It will be applicable for all new and existing deposits. | ||||
| **Indicative list of Financial institutions viz. Banks, Insurance Companies, Non-Banking Finance Companies, Housing Finance Companies, Primary Dealers, Merchant Banking Companies, Broking Companies etc. | ||||
Interest Rates on Domestic Bulk Term Deposits above ₹60 Cr to ₹100 Cr - w.e.f. 17.10.2026
| Callable Deposits (With premature withdrawal facility) |
Non-Callable Deposits (Without premature withdrawal facility) |
|||
|---|---|---|---|---|
| General Public (Excluding Financial Institutions) | Financial Institutions** | Tenors | General Public (Excluding Financial Institutions) | Financial Institutions** |
|
5.25 |
5.25 |
7 days to 14 days |
NA |
NA |
|
5.60 |
5.60 |
15 days to 30 days |
NA |
NA |
|
5.75 |
5.75 |
31 days to 45 days |
NA |
NA |
|
5.85 |
5.75 |
46 days to 90 days |
5.90 |
5.90 |
|
6.40 |
6.30 |
91 days to 120 days |
6.45 |
6.45 |
|
6.45 |
6.35 |
121 days to 179 days |
6.50 |
6.50 |
|
6.60 |
6.50 |
180 days to 210 days |
6.65 |
6.65 |
|
6.55 |
6.45 |
211 days to less than 300 days |
6.65 |
6.65 |
|
6.55 |
6.45 |
300 days to less than 1 year |
6.65 |
6.65 |
|
6.70 |
6.60 |
1 year to 15 months |
6.80 |
6.80 |
|
6.25 |
6.25 |
Above 15 months to less than 18 months |
6.25 |
6.25 |
|
6.25 |
6.25 |
18 months to less than 21 months |
6.25 |
6.25 |
|
6.25 |
6.25 |
21 months to less than 2 years |
6.25 |
6.25 |
|
6.15 |
6.15 |
2 years to less than 3 years |
6.15 |
6.15 |
|
6.00 |
6.00 |
3 years to less than 5 years |
6.00 |
6.00 |
|
6.00 |
6.00 |
5 years and up to 10 years |
6.00 |
6.00 |
| The above interest rates are applicable till further instructions. | ||||
| Senior citizen interest benefit in addition to the interest rate mentioned above is Not available. | ||||
| The rates of interest shall be made applicable to fresh deposits only. | ||||
| There is no “Auto Renewal” option available under this category, post maturity of deposit the total amount shall be credited to designated Savings Bank and Current Account only. | ||||
| Premature penalty for Bulk Term Deposits for all tenors will be 1%. It will be applicable for all new and existing deposits. | ||||
| **Indicative list of Financial institutions viz. Banks, Insurance Companies, Non-Banking Finance Companies, Housing Finance Companies, Primary Dealers, Merchant Banking Companies, Broking Companies etc. | ||||
Interest Rates on Domestic Bulk Term Deposits above ₹100Cr - w.e.f. 17.10.2026
| Callable Deposits (With premature withdrawal facility) |
Non-Callable Deposits (Without premature withdrawal facility) |
|||
|---|---|---|---|---|
| General Public (Excluding Financial Institutions) | Financial Institutions** | Tenors | General Public (Excluding Financial Institutions) | Financial Institutions** |
|
5.25 |
5.25 |
7 days to 14 days |
NA |
NA |
|
5.60 |
5.60 |
15 days to 30 days |
NA |
NA |
|
5.75 |
5.75 |
31 days to 45 days |
NA |
NA |
|
6.00 |
5.90 |
46 days to 90 days |
6.10 |
6.10 |
|
6.45 |
6.35 |
91 days to 120 days |
6.55 |
6.55 |
|
6.60 |
6.50 |
121 days to 179 days |
6.70 |
6.70 |
|
6.80 |
6.70 |
180 days to 210 days |
6.90 |
6.90 |
|
6.85 |
6.75 |
211 days to less than 300 days |
6.95 |
6.95 |
|
6.85 |
6.75 |
300 days to less than 1 year |
6.95 |
6.95 |
|
6.90 |
6.80 |
1 year to 15 months |
7.00 |
7.00 |
|
6.25 |
6.25 |
Above 15 months to less than 18 months |
6.25 |
6.25 |
|
6.25 |
6.25 |
18 months to less than 21 months |
6.25 |
6.25 |
|
6.25 |
6.25 |
21 months to less than 2 years |
6.25 |
6.25 |
|
6.15 |
6.15 |
2 years to less than 3 years |
6.15 |
6.15 |
|
6.00 |
6.00 |
3 years to less than 5 years |
6.00 |
6.00 |
|
6.00 |
6.00 |
5 years and up to 10 years |
6.00 |
6.00 |
| The above interest rates are applicable till further instructions. | ||||
| Senior citizen interest benefit in addition to the interest rate mentioned above is Not available. | ||||
| The rates of interest shall be made applicable to fresh deposits only. | ||||
| There is no “Auto Renewal” option available under this category, post maturity of deposit the total amount shall be credited to designated Savings Bank and Current Account only. | ||||
| Premature penalty for Bulk Term Deposits for all tenors will be 1%. It will be applicable for all new and existing deposits. | ||||
| **Indicative list of Financial institutions viz. Banks, Insurance Companies, Non-Banking Finance Companies, Housing Finance Companies, Primary Dealers, Merchant Banking Companies, Broking Companies etc. | ||||
Last Updated On : Saturday, 17-10-2026
Interest Rates
6.90%
2 years to less than 3 years
7.05%*
5 years and up to 10 years
*T & C Applied
5.75% p.a.
for loan amount up to Rs. 2 lacs
7.90% p.a.
for loan amount > Rs. 2 lacs up to Rs. 6 lacs
