MCLR Historical Data - Interest Rates
MCLR Historical Data
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Marginal Cost of fund based lending rateReinvestment PlanInterest Rate For Borrowers Other Than P Segment - Commercial LoansSME Interest RangeSMEBU 10 years interest rateInterest Rates On Pre Shipment Credit And Export Bill Discounting in Foreign Currency LoansInterest Rates On FCNB Loans To Exporters CorporatesProcessing FeesPenal Interest & Other ChargesMCLR Historical DataBenchmark Prime Lending Rate - Historical DataBase Rate - Historical DataOld Interest Rates - Last 10 YearsSME SegmentAgricultural SegmentSavings Bank DepositsRetail Domestic term depositsDomestic Bulk Term DepositsExternal Benchmark based Lending RateEBLR-Historical DataSarvottamSmall Savings Schemes Interest ratesTest MCLR
Marginal Cost Lending Rates
|
Effective Date
|
Interest Rate (%) | ||||||
|---|---|---|---|---|---|---|---|
| ON | 1M | 3M | 6M | 1Y | 2Y | 3Y | |
| 15.12.2025 | 7.85 | 7.85 | 8.25 | 8.60 | 8.70 | 8.75 | 8.80 |
| 15.11.2025 | 7.90 | 7.90 | 8.30 | 8.65 | 8.75 | 8.80 | 8.85 |
| 15.10.2025 | 7.90 | 7.90 | 8.30 | 8.65 | 8.75 | 8.80 | 8.85 |
| 15.09.2025 | 7.90 | 7.90 | 8.30 | 8.65 | 8.75 | 8.80 | 8.85 |
| 15.08.2025 | 7.90 | 7.90 | 8.30 | 8.65 | 8.75 | 8.80 | 8.85 |
| 15.07.2025 | 7.95 | 7.95 | 8.35 | 8.70 | 8.80 | 8.85 | 8.90 |
| 15.06.2025 | 8.20 | 8.20 | 8.55 | 8.90 | 9.00 | 9.05 | 9.10 |
| 15.05.2025 | 8.20 | 8.20 | 8.55 | 8.90 | 9.00 | 9.05 | 9.10 |
| 15.04.2025 | 8.20 | 8.20 | 8.55 | 8.90 | 9.00 | 9.05 | 9.10 |
| 15.03.2025 | 8.20 | 8.20 | 8.55 | 8.90 | 9.00 | 9.05 | 9.10 |
| 15.02.2025 | 8.20 | 8.20 | 8.55 | 8.90 | 9.00 | 9.05 | 9.10 |
| 15.01.2025 | 8.20 | 8.20 | 8.55 | 8.90 | 9.00 | 9.05 | 9.10 |
| 15.12.2024 | 8.20 | 8.20 | 8.55 | 8.90 | 9.00 | 9.05 | 9.10 |
| 15.11.2024 | 8.20 | 8.20 | 8.55 | 8.90 | 9.00 | 9.05 | 9.10 |
| 15.10.2024 | 8.20 | 8.20 | 8.50 | 8.85 | 8.95 | 9.05 | 9.10 |
| 15.09.2024 | 8.20 | 8.45 | 8.50 | 8.85 | 8.95 | 9.05 | 9.10 |
| 15.08.2024 | 8.20 | 8.45 | 8.50 | 8.85 | 8.95 | 9.05 | 9.10 |
| 15.07.2024 | 8.10 | 8.35 | 8.40 | 8.75 | 8.85 | 8.95 | 9.00 |
| 15.06.2024 | 8.10 | 8.30 | 8.30 | 8.65 | 8.75 | 8.85 | 8.95 |
| 15.05.2024 | 8.00 | 8.20 | 8.20 | 8.55 | 8.65 | 8.75 | 8.85 |
| 15.04.2024 | 8.00 | 8.20 | 8.20 | 8.55 | 8.65 | 8.75 | 8.85 |
| 15.03.2024 | 8.00 | 8.20 | 8.20 | 8.55 | 8.65 | 8.75 | 8.85 |
| 15.02.2024 | 8.00 | 8.20 | 8.20 | 8.55 | 8.65 | 8.75 | 8.85 |
| 15.01.2024 | 8.00 | 8.20 | 8.20 | 8.55 | 8.65 | 8.75 | 8.85 |
| 15.12.2023 | 8.00 | 8.20 | 8.20 | 8.55 | 8.65 | 8.75 | 8.85 |
| 15.11.2023 | 8.00 | 8.15 | 8.15 | 8.45 | 8.55 | 8.65 | 8.75 |
| 15.10.2023 | 8.00 | 8.15 | 8.15 | 8.45 | 8.55 | 8.65 | 8.75 |
| 15.09.2023 | 8.00 | 8.15 | 8.15 | 8.45 | 8.55 | 8.65 | 8.75 |
| 15.08.2023 | 8.00 | 8.15 | 8.15 | 8.45 | 8.55 | 8.65 | 8.75 |
| 15.07.2023 | 8.00 | 8.15 | 8.15 | 8.45 | 8.55 | 8.65 | 8.75 |
| 15.06.2023 | 7.95 | 8.10 | 8.10 | 8.40 | 8.50 | 8.60 | 8.70 |
| 15.05.2023 | 7.95 | 8.10 | 8.10 | 8.40 | 8.50 | 8.60 | 8.70 |
| 15.04.2023 | 7.95 | 8.10 | 8.10 | 8.40 | 8.50 | 8.60 | 8.70 |
| 15.03.2023 | 7.95 | 8.10 | 8.10 | 8.40 | 8.50 | 8.60 | 8.70 |
| 15.02.2023 | 7.95 | 8.10 | 8.10 | 8.40 | 8.50 | 8.60 | 8.70 |
| 15.01.2023 | 7.85 | 8.00 | 8.00 | 8.30 | 8.40 | 8.50 | 8.60 |
| 15.12.2022 | 7.85 | 8.00 | 8.00 | 8.30 | 8.30 | 8.50 | 8.60 |
| 15.11.2022 | 7.60 | 7.75 | 7.75 | 8.05 | 8.05 | 8.25 | 8.35 |
| 15.10.2022 | 7.60 | 7.60 | 7.60 | 7.90 | 7.95 | 8.15 | 8.25 |
| 15.09.2022 | 7.35 | 7.35 | 7.35 | 7.65 | 7.70 | 7.90 | 8.00 |
| 15.08.2022 | 7.35 | 7.35 | 7.35 | 7.65 | 7.70 | 7.90 | 8.00 |
| 15.07.2022 | 7.15 | 7.15 | 7.15 | 7.45 | 7.50 | 7.70 | 7.80 |
| 15.06.2022 | 7.05 | 7.05 | 7.05 | 7.35 | 7.40 | 7.60 | 7.70 |
| 15.05.2022 | 6.85 | 6.85 | 6.85 | 7.15 | 7.20 | 7.40 | 7.50 |
| 15.04.2022 | 6.75 | 6.75 | 6.75 | 7.05 | 7.10 | 7.30 | 7.40 |
| 15.03.2022 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 15.02.2022 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 15.01.2022 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 15.12.2021 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 15.11.2021 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 15.10.2021 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 15.09.2021 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 15.08.2021 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 15.07.2021 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 15.06.2021 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 15.05.2021 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 15.04.2021 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 10.04.2021 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 10.03.2021 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 10.02.2021 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 10.01.2021 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 10.12.2020 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 10.11.2020 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 10.10.2020 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 10.09.2020 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 10.08.2020 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 10.07.2020 | 6.65 | 6.65 | 6.65 | 6.95 | 7.00 | 7.20 | 7.30 |
| 10.06.2020 | 6.70 | 6.70 | 6.75 | 6.95 | 7.00 | 7.20 | 7.30 |
| 10.05.2020 | 6.95 | 6.95 | 7.00 | 7.20 | 7.25 | 7.45 | 7.55 |
| 10.04.2020 | 7.10 | 7.10 | 7.15 | 7.35 | 7.40 | 7.60 | 7.70 |
| 10.03.2020 | 7.45 | 7.45 | 7.50 | 7.70 | 7.75 | 7.95 | 8.05 |
| 10.02.2020 | 7.60 | 7.60 | 7.65 | 7.80 | 7.85 | 8.05 | 8.15 |
| 10.01.2020 | 7.65 | 7.65 | 7.70 | 7.85 | 7.90 | 8.10 | 8.20 |
| 10.12.2019 | 7.65 | 7.65 | 7.70 | 7.85 | 7.90 | 8.10 | 8.20 |
| 10.11.2019 | 7.65 | 7.65 | 7.70 | 7.85 | 8.00 | 8.10 | 8.20 |
| 10.10.2019 | 7.70 | 7.70 | 7.75 | 7.90 | 8.05 | 8.15 | 8.25 |
| 10.09.2019 | 7.80 | 7.80 | 7.85 | 8.00 | 8.15 | 8.25 | 8.35 |
| 10.08.2019 | 7.90 | 7.90 | 7.95 | 8.10 | 8.25 | 8.35 | 8.45 |
| 10.07.2019 | 8.05 | 8.05 | 8.10 | 8.25 | 8.40 | 8.50 | 8.60 |
| 10.06.2019 | 8.10 | 8.10 | 8.15 | 8.30 | 8.45 | 8.55 | 8.65 |
| 10.05.2019 | 8.10 | 8.10 | 8.15 | 8.30 | 8.45 | 8.55 | 8.65 |
| 10.04.2019 | 8.15 | 8.15 | 8.20 | 8.35 | 8.50 | 8.60 | 8.70 |
| 10.03.2019 | 8.20 | 8.20 | 8.25 | 8.40 | 8.55 | 8.65 | 8.75 |
| 10.02.2019 | 8.20 | 8.20 | 8.25 | 8.40 | 8.55 | 8.65 | 8.75 |
| 10.01.2019 | 8.20 | 8.20 | 8.25 | 8.40 | 8.55 | 8.65 | 8.75 |
| 10.12.2018 | 8.20 | 8.20 | 8.25 | 8.40 | 8.55 | 8.65 | 8.75 |
| 01.11.2018 | 8.15 | 8.15 | 8.20 | 8.35 | 8.50 | 8.60 | 8.70 |
| 01.10.2018 | 8.15 | 8.15 | 8.20 | 8.35 | 8.50 | 8.60 | 8.70 |
| 01.09.2018 | 8.10 | 8.10 | 8.15 | 8.30 | 8.45 | 8.55 | 8.65 |
| 01.08.2018 | 7.90 | 7.90 | 7.95 | 8.10 | 8.25 | 8.35 | 8.45 |
| 01.07.2018 | 7.90 | 7.90 | 7.95 | 8.10 | 8.25 | 8.35 | 8.45 |
| 01.06.2018 | 7.90 | 7.90 | 7.95 | 8.10 | 8.25 | 8.35 | 8.45 |
| 01.05.2018 | 7.80 | 7.80 | 7.85 | 8.00 | 8.15 | 8.25 | 8.35 |
| 01.04.2018 | 7.80 | 7.80 | 7.85 | 8.00 | 8.15 | 8.25 | 8.35 |
| 01.03.2018 | 7.80 | 7.80 | 7.85 | 8.00 | 8.15 | 8.25 | 8.35 |
| 01.02.2018 | 7.70 | 7.80 | 7.85 | 7.90 | 7.95 | 8.05 | 8.10 |
| 01.01.2018 | 7.70 | 7.80 | 7.85 | 7.90 | 7.95 | 8.05 | 8.10 |
| 01.12.2017 | 7.70 | 7.80 | 7.85 | 7.90 | 7.95 | 8.05 | 8.10 |
| 01.11.2017 | 7.70 | 7.80 | 7.85 | 7.90 | 7.95 | 8.05 | 8.10 |
| 01.10.2017 | 7.75 | 7.85 | 7.90 | 7.95 | 8.00 | 8.10 | 8.15 |
| 01.09.2017 | 7.75 | 7.85 | 7.90 | 7.95 | 8.00 | 8.10 | 8.15 |
| 01.08.2017 | 7.75 | 7.85 | 7.90 | 7.95 | 8.00 | 8.10 | 8.15 |
| 01.07.2017 | 7.75 | 7.85 | 7.90 | 7.95 | 8.00 | 8.10 | 8.15 |
| 01.06.2017 | 7.75 | 7.85 | 7.90 | 7.95 | 8.00 | 8.10 | 8.15 |
| 01.05.2017 | 7.75 | 7.85 | 7.90 | 7.95 | 8.00 | 8.10 | 8.15 |
| 01.04.2017 | 7.75 | 7.85 | 7.90 | 7.95 | 8.00 | 8.10 | 8.15 |
| 01.03.2017 | 7.75 | 7.85 | 7.90 | 7.95 | 8.00 | 8.10 | 8.15 |
| 01.02.2017 | 7.75 | 7.85 | 7.90 | 7.95 | 8.00 | 8.10 | 8.15 |
| 01.01.2017 | 7.75 | 7.85 | 7.90 | 7.95 | 8.00 | 8.10 | 8.15 |
| 01.12.2016 | 8.65 | 8.75 | 8.80 | 8.85 | 8.90 | 9.00 | 9.05 |
| 01.11.2016 | 8.65 | 8.75 | 8.80 | 8.85 | 8.90 | 9.00 | 9.05 |
| 01.10.2016 | 8.80 | 8.90 | 8.95 | 9.00 | 9.05 | 9.15 | 9.20 |
| 01.09.2016 | 8.85 | 8.95 | 9.00 | 9.05 | 9.10 | 9.20 | 9.25 |
| 01.08.2016 | 8.85 | 8.95 | 9.00 | 9.05 | 9.10 | 9.20 | 9.25 |
| 01.07.2016 | 8.90 | 9.00 | 9.05 | 9.10 | 9.15 | 9.25 | 9.30 |
| 01.06.2016 | 8.90 | 9.00 | 9.05 | 9.10 | 9.15 | 9.25 | 9.30 |
| 01.05.2016 | 8.90 | 9.00 | 9.05 | 9.10 | 9.15 | 9.25 | 9.30 |
| 01.04.2016 | 8.95 | 9.05 | 9.10 | 9.15 | 9.20 | 9.30 | 9.35 |
Last Updated On : Friday, 16-01-2026
Interest Rates
6.95%
2 years to less than 3 years
6.00% p.a.
for loan amount up to Rs. 2 lacs
8.15% p.a.
for loan amount > Rs. 2 lacs up to Rs. 6 lacs
