Cybersecurity Centre of Excellence - Personal Banking
Cybersecurity Centre of Excellence
Cybersecurity Centre of Excellence
Advancing Cyber Resilience. Enabling Secure Digital Transformation.
The Cyber Security Centre of Excellence (CSCoE) is a strategic institutional capability established to strengthen governance-led cyber resilience, accelerate structured innovation, and enable intelligence-driven defence across the enterprise and the BFSI ecosystem.
CSCoE serves as a centralized hub for cyber policy, research, innovation, benchmarking, and cyber defence aligned with enterprise governance frameworks and national cyber resilience priorities.
Snapshot of Focus Areas
Cyber Policy, Academy and Citizen Centric Initiatives CoE: Governance. Skill Enhancement. Citizen Trust.
- The Policy & Academy CoE institutionalizes cybersecurity governance while building enterprise capability and citizen-centric cyber awareness.
Key Areas:
- Cyber Policy Hub aligned with regulators and global standards
- Regulatory interpretation and policy lifecycle management
- Cyber Academy imparting certifications, simulations, and gamified learning
- Leadership-focused cyber risk education
- Citizen-centric cyber awareness and multilingual outreach
- Collaboration with Regulatory Bodies, Banks, Fintechs, Central Agencies, Academia & Tech Partners
Objective:
- Embed governance-led resilience while fostering a cyber-aware workforce and protected customer ecosystem.
Research & Innovation CoE: Future-Ready Security. Applied Intelligence. Measurable Maturity.
- The Research & Innovation CoE advances cybersecurity through structured experimentation, applied research, and enterprise benchmarking.
Key Areas:
- Innovation and live Proofs of Concept (PoCs)
- Applied research in quantum-safe security, behavioural fraud analytics, and emerging domains
- Industry and academic collaboration
- Cyber maturity benchmarking aligned with NIST, CMMI, and RBI frameworks
- Cyber Pulse dashboards and innovation lab infrastructure
Objective:
- Translate emerging technologies and threat intelligence into scalable, enterprise-grade capabilities.
Cyber Defence CoE: Intelligence-Led Defence. Technical Enablement.
- The Cyber Defence CoE enhances real-time defence and provides technical enablement support across the Bank.
Key Areas:
- Threat intelligence, Threat Detection & Threat Hunting
- Forensics and Malware Analysis
- Deception Technologies
- Ethical Hacking / Red team simulations and exercises
- Indicators of Compromise (IoCs), Indicators of Attacks (IoAs) & Threat Feeds
- Threat intelligence advisories, Malware / ransomware analysis
Objective:
- Build adaptive, intelligence-driven defence ensuring enterprise and field-level cyber readiness & resilience.
CSCoE Key Highlights
- (i) Unified cyber policies aligned with regulatory and global frameworks
- (ii) Continuous capability building through certifications, simulations, and gamified learning
- (iii) Integrated Threat intelligence, Threat Detection & Threat Hunting, OSINT, Malware forensics, and Ethical Hacking / Red team simulations
- (iv) Applied research, proof-of-concepts, and collaboration with academia and industry
- (v) Maturity benchmarking aligned with global standards and uplift framework
(a) Vision
CSCoE is a centralized capability hub advancing innovation, research, benchmarking, policy alignment, cyber education, citizen outreach, cyber defence, and advisory services.
It aims to elevate SBI’s cybersecurity posture and position the Bank as a national cyber lighthouse in cyber trust, cyber risk, and secure financial infrastructure.
(b) Mission
- Think: Establish a policy governance hub & an advanced cyber training academy to nurture niche cyber skills
- Innovate: Foster cutting edge applied cyber research, incubate and adopt contemporary cyber security technologies
- Defend: Operationalize threat intelligence, hunting, deception and red teaming to establish a proactive cyber defence posture
(c) Strategic Themes
- (i) Cyber Resilience & Defence Excellence
Adaptive, intelligence-led defence through real-time threat intelligence, simulations, analysis, and enterprise readiness.
- (ii) Innovation & Future-Ready Technology
Live PoCs and controlled experimentation to drive scalable cybersecurity solutions.
- (iii) Research & Applied Cyber Intelligence
Thought leadership across emerging security domains with actionable insights and IP development.
- (iv) Benchmarking & Maturity Upliftment
Cyber maturity measurement, Cyber Pulse dashboards, and resilience enhancement programs.
- (v) Policy, Governance & Regulatory Alignment
Central policy oversight aligned with RBI, CERT-In, and global standards.
- (vi) Cyber Academy & Talent Development
Structured training, certifications, and cyber capability enablement.
- (vii) Citizen-Centric Cyber Trust & Fraud Awareness
Large-scale awareness initiatives to strengthen customer protection.
- (viii) Advisory & Ecosystem Collaboration
Operational advisory and structured partnerships across industry and academia.
(d) Governance & Operating Model
CSCoE operates within institutional governance frameworks and aligns with regulatory standards.
The Centre functions as a structured innovation and knowledge interface under enterprise oversight, ensuring compliance and operational integrity.
(e) Role in National Cyber Ecosystem
CSCoE contributes to the national cybersecurity ecosystem by:
- (i) Enhancing overall cyber resilience framework in the BFSI sector.
- (ii) Fostering research and innovation in cutting edge technologies
- (iii) Promoting academic and industry collaboration
- (iv) Sharing cyber intelligence insights, threat feed in the ecosystem
Through partnerships and knowledge exchange, CSCoE aims to strengthen secure financial services in India.
(a) Initiatives
(i) Enterprise Cyber Resilience Program
- Threat intelligence simulations, Red/Blue teaming, analysis, and issuance of advisories
(ii) Structured Innovation & PoC Acceleration
- Live PoCs and evaluation of emerging cybersecurity technologies.
(iii) Applied Cyber Research & Thought Leadership
- Collaborative research and forward-looking intelligence publications.
(iv) Cyber Maturity Benchmarking & Cyber Pulse
- Resilience measurement frameworks and enterprise maturity dashboards.
(v) Policy & Regulatory Alignment Framework
- Centralized policy repository and regulatory interpretation support.
(vi) Cyber Academy & Workforce Enablement
- Structured learning pathways and cyber skill development across BFSI sector.
(vii) Citizen-Centric Cyber Safety Campaign
- Fraud awareness outreach and digital protection initiatives.
(viii) Cyber Advisory & Secure Operations Program
- Threat intelligence advisories, Malware / ransomware analysis
(b) Focus Areas
(i) Intelligence-Led Defence
- Predictive detection and coordinated response capabilities.
(ii) Secure Digital Transformation
- Cybersecurity embedded into digital banking initiatives.
(iii) Research & Emerging Technologies
- Quantum-safe cryptography, AI-driven fraud detection, next-gen architectures.
(iv) Governance & Compliance
- Policy oversight and enterprise regulatory alignment.
(v) Talent & Capability Development
- Future-ready cyber workforce enablement.
(vi) Fraud Prevention & Customer Protection
- Proactive fraud mitigation and trust enhancement.
(vii) Ecosystem Collaboration
- Industry, academia, and national cyber partnerships.
(viii) Operational Advisory & Technical Enablement
- Actionable cybersecurity intelligence for operational units.
(a) Structured Inquiry Form
Submit inquiries via email: isd.cscoe@sbi.co.in
Emails should include:
- (i) Name
- (ii) Organisation
- (iii) Designation
- (iv) Contact Details
- (v) Nature of Inquiry (Academic / Industry / Regulatory / General)
- (vi) Brief Description
All submissions are reviewed in accordance with institutional security and governance protocols.
(b) Collaboration Requests
CSCoE welcomes proposals aligned with its focus areas, including:
- (i) Innovation partnerships
- (ii) Academic research collaboration
- (iii) Knowledge-sharing initiatives
- (iv) Industry engagement forums
Proposals are evaluated based on strategic relevance and security compliance.
(c) Industry / Academia Engagement Interface
The Centre enables ecosystem engagement through:
- (i) Academic partnerships
- (ii) Industry roundtables
- (iii) Research dialogue platforms
- (iv) Innovation interaction forums
Interested institutions may express collaboration intent via the above email mechanism.
Last Updated On : Friday, 17-04-2026
Interest Rates
6.95%
2 years to less than 3 years
5.75% p.a.
for loan amount up to Rs. 2 lacs
7.90% p.a.
for loan amount > Rs. 2 lacs up to Rs. 6 lacs
