Personal Loans Schemes - Interest Rates
वैयक्तिक ऋण योजनाएं
SBI Personal Loan scheme - Rate of Interest (w.e.f. 15.08.2025)
2-year MCLR @ 8.75%
Mean ROI (Q4 FY25): 12.68%
| Spread over 2-year MCLR | Effective Interest Rate |
|---|---|
| 1.25% - 6.25% | 10.00% - 15.00% |
Fulfil your Dreams, SBI offers Special Interest Rate on Personal Loans for Government Employees till 30.03.2026!
SBI honours our Defenders with special Interest Rate on Personal Loans. Avail @ 10.45% p.a for Defense, Para-Military and Indian Coast Guards till 28.02.2025.
Last Updated On : Tuesday, 10-02-2026
Interest Rates
6.95%
2 years to less than 3 years
5.75% p.a.
for loan amount up to Rs. 2 lacs
7.90% p.a.
for loan amount > Rs. 2 lacs up to Rs. 6 lacs
Loan Schemes Landing
Loan Against Securities And Consumer Durable Loans
Criteria
- Features
- Eligibility
- Terms and Conditions
Interest Rates
6.95%
2 years to less than 3 years
5.75% p.a.
for loan amount up to Rs. 2 lacs
7.90% p.a.
for loan amount > Rs. 2 lacs up to Rs. 6 lacs




