Compare Current Accounts - Business
Compare Current Accounts
Key Features of Current Account Product Variants:
Regular, Silver, Gold, Diamond, Platinum, Palladium and Rhodium Current Accounts
| FEATURES | REGULAR | SILVER | GOLD | DIAMOND | PLATINUM | PALLADIUM | RHODIUM | |
|---|---|---|---|---|---|---|---|---|
|
Monthly Average Balance |
MAB |
₹ 5,000 |
₹ 50,000 |
₹ 1 Lakh |
₹ 5 lakh |
₹ 10 lakh |
₹ 25 lakh |
₹ 50 lakh |
|
Free Cash Deposit Limit #
|
Total (Monthly) |
100 times of previous month MAB. Maximum ₹ 5 lakhs per month |
30 times of previous month MAB. Maximum ₹ 25 lakhs per month |
15 times of previous month MAB. Maximum ₹100 lakhs per month. |
15 times of previous month MAB. Maximum ₹ 250 lakhs per month |
15 times of previous month MAB. Maximum ₹ 500 lakhs per month |
15 times of previous month MAB. Maximum ₹ 800 lakhs per month |
15 times of previous month MAB. Maximum ₹ 1500 lakhs per month |
|
Non-Home Branch (Daily) |
₹ 5 lakh |
₹ 5 lakh |
₹ 5 lakh |
₹ 5 lakh |
₹ 5 lakh |
₹ 5 lakh |
₹ 10 lakh |
|
|
Free Cash Withdrawal Limit
|
Home Branch (Monthly) |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
|
Non-Home Branch (Daily) |
₹ 2 lakh |
₹ 2 lakh |
₹ 2 lakh |
₹ 5 lakh |
₹ 5 lakh |
₹ 5 lakh |
₹ 5 lakh |
|
|
Cheque Book |
Free cheque leaves |
50 per month |
150 per month |
300 per month |
700 per month |
1500 per month |
1500 per month |
5000 per month |
|
Merchant Acquiring Business (POS /QR Sound Box) |
POS/QR Sound Box Installation |
As per card rates |
Free |
Free |
Free |
Free |
Free |
Free |
|
Monthly service charges |
As per card rate |
As per card rates |
Free |
Free |
Free |
Free |
Free |
|
|
POS/QR Sound Box Monthly Rental charges |
As per card rates |
50% concession(if transaction/ month/ machine > ₹ 50,000) |
Free (if transaction/ month/ machine ≥2L) |
Free (if transaction/ month/ machine ≥2L) |
Free (if transaction/ month/ machine ≥2L) |
Free (if transaction/ month/ machine ≥2L) |
Free (if transaction/ month/ machine ≥2L) |
|
|
Number of discounted Machine(s) |
- |
1 |
1 |
2 |
4 |
6 |
8 |
|
|
MDR |
Card rates |
Card rates |
1.60% |
1.40% |
1.20% |
1.10% |
1.00% |
|
| MAX CAP on Domestic Credit/ Card Txn Amt./ month/ CA | - | - | ₹ 2 Lakhs | ₹ 6 Lakhs | ₹ 16 Lakhs | ₹ 24 Lakhs | ₹ 40 Lakhs | |
|
CMP (Cash management product) Offering |
e-Collections |
As per card rates |
As per card rates |
As per card rates |
25% Discount on card rate |
75% Discount on card rate |
100% Discount on card rate |
100% Discount on card rate |
|
Bulk Payments |
||||||||
|
Liquidity Management |
As per card rates |
As per card rates |
||||||
|
NEFT/ RTGS |
Through Branch |
As per card rates |
As per card rates |
Unlimited free |
Unlimited free |
Unlimited free |
Unlimited free |
Unlimited free |
|
Demand Drafts |
Home Branch only |
As per card rates |
20 Drafts free per month |
50 Drafts free per month |
Unlimited Free |
Unlimited Free |
Unlimited free |
Unlimited Free |
|
Non-Maintenance of MAB Charges |
Minimum charges applicable if MAB is not maintained in the Current Account in current month |
₹ 500 + GST per month |
₹ 1000 + GST per month |
₹ 2000 + GST per month |
• If MAB < 50% : ₹4,000 per month + GST • MAB ≥ 50% : ₹2,000 per month + GST. |
• If MAB < 50% : ₹8,000 per month + GST • MAB ≥ 50% : ₹4,000 per month + GST. |
• If MAB < 50% : ₹15,000 per month + GST • MAB ≥ 50% : ₹8,000 per month + GST. |
• If MAB < 50% : ₹25,000 per month + GST • MAB ≥ 50% : ₹15,000 per month + GST. |
# Inclusive of cash deposited in CDM/ ADWM/ GCC, Home and Non Home Branches.
For more details on service charges/card rates please visithttps://sbi.bank.in/web/personal-banking/information-services/kyc-guidelines/revised-service-charges
*Terms Conditions Apply. The Bank reserves the right to change the above information at any time without prior notice
Last Updated On : Monday, 30-03-2026
Interest Rates
6.95%
2 years to less than 3 years
5.75% p.a.
for loan amount up to Rs. 2 lacs
7.90% p.a.
for loan amount > Rs. 2 lacs up to Rs. 6 lacs




