Rinn Samadhan 2024-25 Scheme (For Agri Segment) - Agri & Rural

a. Unsecured Sub-Standard Asset Accounts with limit sanctioned up to Rs.10 lacs in SME and for Agri Segment in specific products, classified as Sub-Standard on or before 31.12.2024.

b. Doubtful, Loss Asset & AUC Accounts with outstanding upto Rs.20 Lacs classified as Doubtful & Loss Assets on or before 31.03.2025.

c. Deceased NPA cases as on 30.06.2025 with outstanding up to Rs.20 Lacs in SME & Rs.10 lacs in Agri Segment d. Maximum Borrower wise/PAN wise outstanding not to exceed Rs.20Lacs.

Exclusions: Cases of frauds, Wilful Defaulters, Non Co-operative borrowers, Cases pending in NCLT, Malfeasance, Staff Accounts, Loan against Deposit & Specified Securities, Gold loans, Corporate Guaranteed Accounts & Pool Purchase accounts etc. are not covered under the Scheme.

a. Waiver of notional interest from date of NPA, in respect of all eligible accounts.

b. Hair-cut/ Concessions

c. Legal and any other expenses: All such expenses to be waived unless realised before cut-off date.

a. 10% of the OTS amount upfront at the time of submission of application.

b. Additional 10% of the OTS amount with 30 days from the date of sanction of OTS. 

c. Balance OTS amount is to be paid within 90 days from the OTS date. d. No refund / adjustment of any amount already paid under any of the OTS Schemes will be allowed.