उपलब्ध निःशुल्क बीमा कवर - Personal Banking
Show Less
Show More
उपलब्ध निःशुल्क बीमा कवर
Complimentary insurance cover is available only on few variant of debit cards. The coverage, sum insured and eligibility conditions vary depending on the card variant.
Personal Accident Insurance cover is being offered by National Payments Corporation of India (NPCI) to SBI RuPay Debit Cardholders as below:
| RuPay Debit Card Category | Personal Accident Insurance Cover | Eligibility |
|---|---|---|
| Rupay Classic/ Global/ Virtual Debit Card | Nil | Not Applicable |
| RuPay Platinum Debit Card (insurance cover varies with card variant) | ₹2,00,000 to ₹10,00,000 | Minimum one successful RuPay Card induced domestic / international financial transaction at any POS (contactless / contact) or e-commerce,on-us or off –us, (which also includes any RuPay Credit card linked UPI transaction) within 30 days prior to date of accident including accident date of RuPay Cardholders. ATM Transactions are not considered eligible transactions to meet the eligibility criteria. |
| RuPay Select Debit Card | ₹10,00,000 | |
| RuPay PMJDY Card – PMJDY account opened up to 28.08.2018 | ₹1,00,000 | Minimum one successful financial or non financial transaction through any channel (ATM, Micro ATM, POS, e- Commerce, or Business Correspondent), Intra Bank or Inter Bank, within 90 days prior to the date of the accident including the accident date. Rupay PMJDY debit cards starting with 817406 are eligible for accidental insurance coverage. |
| RuPay PMJDY Card – PMJDY account opened on/after 29.08.2018 | ₹2,00,000 |
| RuPay Debit Cards: April 2026 to March 2027 |
|---|
(658 KB)The details of the current policy (FY 2026-27) offered by NPCI, including the eligibility criteria and the claim process, are attached as (Rupay Platinum and Select Cards) and (Rupay PMJDY Card) to the Circular. Please note that the. The latest and detailed information about the above policies on RuPay Debit Cards including the eligibility and claim process, may be accessed from www.npci.org.in., before processing any such claim.
Last Updated On : Friday, 23-10-2026
