Looking for the best mileage cars in India? Here is our carefully crafted list of the best fuel-efficient cars in India that promise performance, value, luxury, and refinement.

With volatile fuel prices and increasing urban congestion, mileage has become Indian automobile consumers' top priority, driving demand for fuel-efficient vehicles.

However, buying the right mileage car is just half the battle. The other half is securing the best car loan option. Whether you're considering petrol, diesel, or hybrid cars, without a well-structured and affordable car loan, you could face financial strain. With smart financing, you enjoy the double benefit of low EMIs and reduced driving costs.

Here's your complete guide to the best top mileage cars and how to apply for a car loan online, along with expert tips to finance your dream car smartly.

Best Mileage Cars in India – Petrol, Diesel & Hybrid Car Comparison

Below is an in-depth comparison of the best fuel-efficient cars in India by fuel type:

Petrol Segment – Fuel-Efficient Options for City Driving

Petrol cars remain the most popular choice for urban commuters and those who drive shorter distances daily. The petrol segment offers excellent fuel efficiency for city driving conditions:

Mileage Range: 20-27 km/l (depending on engine size and technology) Best For: Daily city commutes, short-distance travel, stop-and-go traffic Price Range: ₹4-7 lakhs for most fuel-efficient models Key Features: Lower maintenance costs, smoother city driving, readily available fuel

Ideal Usage: If your daily commute is under 50 km and primarily within city limits, petrol cars offer the best balance of affordability and fuel efficiency.

Diesel Segment – Long-Distance Travel Champions

Diesel vehicles excel in highway driving and longer commutes, making them ideal for those who frequently travel intercity or have extended daily routes:

Mileage Range: 20-24 km/l (superior highway performance) Best For: Highway driving, long-distance travel, high monthly running (1,500+ km) Price Range: ₹9-13 lakhs for premium fuel-efficient models Key Features: Better torque, superior highway mileage, robust engine performance

Ideal Usage: Choose diesel if you drive more than 1,500 km monthly or frequently travel long distances where the higher upfront cost gets offset by better fuel economy.

Hybrid Segment – Future of Fuel Efficiency

Hybrid technology combines petrol engines with electric motors, delivering exceptional fuel efficiency across all driving conditions:

Mileage Range: 16-28 km/l (best-in-class efficiency) Best For: Mixed driving conditions, eco-conscious buyers, premium features Price Range: ₹15-25 lakhs for advanced hybrid systems Key Features: Lowest emissions, silent city driving, regenerative braking, premium comfort

Ideal Usage: Perfect for buyers seeking maximum fuel efficiency regardless of driving patterns, with the added benefit of reduced environmental impact.

Choosing the Right Segment Based on Your Travel Patterns:

• City Commuters (0-50 km daily): Petrol segment offers the best value
• Highway Travelers (50+ km daily): Diesel segment provides superior economy
• Mixed Usage & Eco-Conscious: Hybrid segment delivers unmatched efficiency
• Weekend Drivers: Petrol models with lower maintenance requirements

From Loan to Ownership: Smart Steps for Your Next Car

After shortlisting your preferred fuel-efficient car, the next step is securing smart financing that fits your budget and maximizes long-term savings.

Beyond mileage, factors like loan tenure, interest rates, and repayment flexibility significantly impact your total ownership costs. State Bank of India (SBI) offers tailored car loan schemes to help you make the most cost-effective purchase decision.

1. Choose Appropriate Loan Scheme

Choosing the right loan scheme is as critical as purchasing the best mileage car in India in petrol/diesel. India's banking sector offers several car loan schemes customized according to consumer profiles. It is best to evaluate schemes, compare offers, and check eligibility criteria before applying for the right loan scheme.

SBI provides several loan schemes for different customers' requirements:

Interest earned on an NRO account is subject to Indian taxes, with the applicable tax rate depending on current regulations and the interest amount.

A. SBI New Car Loan Scheme

• Up to 100% financing of the on-road price
• Interest rates are competitive
• Longer repayment period—up to 84 months
• No pre-payment penalty
• No foreclosure charges after 2 years

B. SBI Green Car Loan (for EVs)

• Up to 100% financing of the on-road price for electric cars
• Lower rates of interest compared to normal loans
• Longer repayment period—up to 96 months
• No pre-payment penalty
• No foreclosure charges after 2 years

C. SBI Pre-Owned Certified Car LoansCurrency

• Finance up to 80% of the car price for inspected used vehicles
• Maximum 5-year loan tenure
• Competitive interest rates with flexible repayment options
• Ideal for buyers seeking fuel-efficient cars at lower prices
• Thorough vehicle inspection ensures quality and reliability.

2. Maximise Your Car Loan Eligibility

Getting instant car loan approval depends on how you present your profile. Loan eligibility depends on various factors like income, credit rating, behaviour, existing liabilities, and repayment history. Enhance the chances of loan sanction by:

• Possessing a good credit rating (ideally 700+).
• Making a greater down payment (ideally 20–30%) to cut down EMI and interest.
• Opting for smaller tenures to reduce the total interest charged.
• Reducing outstanding debt liabilities before applying.
• Including co-applicants to introduce collective worth.

Pro Tip: Use SBI's online services, such as the YONO app, for paperless processing and immediate status enquiries.

3. Best Time to Buy a Car

If you are looking got dealer discounts, insurance packages, and loan offers, it is significant for you to purchase your car at the right time. The ideal times to apply for a car loan online in India, according to SBI General:

• Festival Periods (Diwali, Navratri) – Better insurance offers and high dealer discounts.
• Financial Year End (March) – Benefit from dealer discounts and reduced prices.
• Dec Year End Clearance - Clearance sale and lowered EMIs.

4. Use Flexi Pay Option

SBI offers a Flexi Pay facility under its New Car Loan Scheme. You get benefits like:

• First 6 months EMI to be 50% of Regular EMI applicable, provided, the tenure of loan is minimum 36 months.
• First 6 months EMI to be 50% of Regular EMI applicable & next 6 months 75% of Regular EMI applicable, provided, the tenure of loan is minimum 60 months.

5. Utilise YONO SBI Platforms

• Register online through the SBI website or the YONO app.
• Monitor the status of your loan application over the internet.
• Receive pre-approved offers of loans if appropriate.

6. Be Careful about Interest Rates

Interest rates may differ based on various factors:

• Monitor prevailing rates on the website of SBI at a regular interval.
• Be aware that the rate may differ based on the credit and loan history of the borrower.

7. Calculate Total Cost of Ownership

Along with the loan, incorporate additional charges like:

• Gas consumption of the vehicle.
• Service and maintenance fees.
• Insurance premium.
• Depreciation value.

By integrating these car loan strategies as a part of your vehicle purchase plan, you can enjoy cost-effective ways of commuting.

Make The Smart Move, Choose Wisely, and Drive Confidently

The best mileage cars in India in 2025 are the finest petrol, diesel, and hybrid vehicles, which now can be owned by choosing good financing.

With attractive low interest rates on SBI car loans in India, convenient EMI options, and hassle-free digital interfaces like YONO, you can apply for a car loan online and drive away in your fuel-efficient vehicle.

For top mileage cars in India, trust SBI's loan facilities to gain a hassle-free, pocket-friendly, and rewarding experience.

So don't just drive—drive smart. Drive fuel-efficient. Drive with SBI.

Disclaimer: All specifications, prices, and mileage data may vary by model variant, dealership, and location. The information has been sourced from automobile websites, and we do not guarantee the accuracy of the data provided. Readers are advised to use the information at their discretion and verify all information before taking he final decision.