Loans Against Property

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Loans Against Property

Loans Against Property

Loans Against Property

Marginal Cost of Funds based Lending Rate (MCLR) w.e.f. 01.11.2016

Where more than 50% of NMI is coming from Salary Income

Loan Amount Interest Rate
Upto Rs. 1 crore 1.45% + 1 yr MCLR
Above Rs. 1 cr & upto Rs. 2 crs. 2.10% + 1 yr MCLR
Above Rs. 2 crs. & upto Rs. 7.50 crs. 2.50% + 1 yr MCLR

Where more than 50% of NMI is coming from Business/Profession or rental Income:

Loan Amount Interest Rate
Upto Rs. 1 crore 2.10% + 1 yr MCLR
Above Rs. 1 cr & upto Rs. 2 crs. 2.60% + 1 yr MCLR
Above Rs. 2 crs. & upto Rs. 7.50 crs. 3.00% + 1 yr MCLR

(Interest rate will be reset at the end of every year from the date of first disbursement on the basis of prevailing one year MCLR as on the date of reset.)
Rent Plus: (Since Withdrawn)


Last Updated On : Monday, 11-11-2019

Interest Rates

7.25%* p.a. onwards

w.e.f. 15.12.2025

*T&C Apply.

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