Expanding Reach, Deepening Connections

As the country’s largest bank, SBI remains committed to expanding its presence across India, particularly in underserved and rural regions. We continue to strengthen our branch network and ATM coverage to ensure seamless accessibility for every customer. Complementing our physical expansion, we are leading India’s digital banking transformation through a robust multichannel delivery model that includes digital, mobile, ATM, internet, social media, and branch services. Our flagship mobile app, YONO, extends beyond banking to offer a comprehensive suite of investment, insurance, and shopping solutions, enabling customers to transact and engage anytime, anywhere.

Building a Global Banking Footprint

Our International Banking Group (IBG) steers overseas operations, supporting global Indian corporates, the diaspora, and developing local businesses to strengthen our position as a truly international bank. Our foreign operations offer end-to-end retail, corporate, trade finance, and investment services, backed by five central treasuries. Despite global challenges, IBG sustains profitable growth through risk-balanced strategies, cost-efficient liability management, digital innovation, and deeper relationship-driven business expansion.